Freelance Insurance | Flexible Insurance for Freelancers | Dinghy

Web Name: Freelance Insurance | Flexible Insurance for Freelancers | Dinghy






Flexible business insurance for freelancers.

Professional indemnity, public liability, and business equipment insurance for freelancers.Freelance insurance you can turn on or off, up or down instantly. No fees. No admin charges. Buy now, pay at the end of the month.The future of freelance insurance is Dinghy.

Get Your Quote

Submit a claim online 24/7

Charged by the second for cover used

Manage your cover in the Dinghy app

What Dinghy’s freelance customers say:


People really like Dinghy!

Here are some of the places Dinghy’s freelancer insurance has been recognised.

Dinghy insurance: making insurance for freelancers and the self-employed fairer.

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Save money when you’re not working

For the first time, turn your freelance insurance on and off as you need it and you’ll only pay for the insurance you’ve used.

Lightning fast freelance insurance

Say goodbye to hold music. You can amend your policy and submit a claim 24/7 – all online and hassle-free with Dinghy.

Choose a fairer freelance insurance partner with Dinghy

At Dinghy we never charge admin fees or interest on monthly payments. We are making the world a better place, starting with freelance insurance.

Dinghy insurance tailored to freelancers with ‘Freelancer Assist’ as standard

Professional Indemnity

This covers you for mistakes that cost your client money, whether they turn-out to be your fault or not. Essential for freelancers and contractors.

Public Liability

Protect yourself if you accidentally damage someone else’s property or cause them injury. Needed if you leave your home or get visits while you freelance.

Business Equipment

Your laptop, phone or tech is core to your freelance business. Get 24 hour worldwide business equipment replacement, or the offer of instant cash.

Freelancer Assist

We will help you chase clients for any unpaid invoices, provide expert tax specialists if you have an IR35 or other tax inspection, pay you for jury duty, and more.

Kick-ass prices,accurate to the second

Customise your freelance insurance to your needs; we’ll charge you by the second and only bill for what you use.

Professional indemnity Including Freelancer Assist

from30pper day Get a quote

Professional indemnityIncluding Freelancer Assist
Public Liability

from46pper day Get a quote

Professional indemnity Including Freelancer Assist
Public Liability
Business Equipment

from52pper day Get a quote

In troubled waters? Dinghy’s got your back

Don’t risk working without Dinghy’s freelance insurance. With Dinghy you’ll never feel like a small freelancer in a big pond. You’ll get:

A dedicated team of freelancer claims experts and lawyers to your rescue

24 hour replacement on all freelancer equipment or an instant cash transfer

Tax specialists who can help freelancers with IR35 or HMRC investigations

Can Dinghy protect your freelance career?

If you are a freelance tech developer, freelance creative, or freelance consultant that gives advice or designs for a living, Dinghy’s got you covered. Our most popular 18 professions are below. To see the 200+ freelance professions Dinghy covers, start a quote.
Tech + DataCreative + MediaConsulting + Project

Freelance Full stack developer

You can do it all but with great responsibilty comes great risk. Full stack, we've got your back.

Freelance Frontend developer

React, (native or not), all the Javascripts, HTML, JQuery, Ajax, SaSS, (and the rest) - we've got you covered.

Freelance Backend developer

Whether you're a Ruby dev or you love PHP, our insurance covers all the back end genii.

Freelance Software Tester

Cautious QA's, make sure your cover is robust in case something slips through your net.

Freelance Developer

As a Web/Software developer - you are leading the way. Our insurance will stay the course.

Freelance App Developer

Apple, Android, Windows...whatever mobile platform floats your boat, your work is covered with us.

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Freelance Photographer

If you're a full time photographer, or if you only shoot on weekends, we've got you and your equipment covered.

Freelance Writer

Expert writers need expert insurance. We're here for you if someone accuses you of copying their writing, spelling errors or omissions.

Freelance Graphic Designer

Whether you solely design on the web or just use your laptop for part of the larger design process, you're in.

Freelance UI/UX Designer

UI, UX, IA, IxD, UCD, CX; we cover all the accronyms for all the insurance you need.

Freelance Web Designer

You design pixel perfect, flexible, responsive websites - make sure your insurance is as responsive as you are.

Freelance Marketeer

Your marketing reaches people far and wide; we're here to help you with claims, such as people who think you have taken their ideas.

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Freelance Agile Project Manager

You run a tight ship, everything runs on time and to budget. Not a problem - but if there is, we can help.

Freelance Business Analyst

Your on-point analysis exposes risks and opportunities so you'll appreciate handing your own risks over to us.

Freelance IT Consultant

You work with and advise on computers; we insure advice, computers and cyber risks. We're literally a perfect match.

Freelance Management Consultant

The advice you give is your bread and butter, before you spread it get covered with us.

Freelance Training Consultant

You trained to consult, now you consult to train others, beautiful work. Now make sure you are insured.

Freelance Sound Engineer

The sound of music. This is your world. But don't miss a beat. Get insured today - the show must go on!

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Join Dinghy’s mission to change freelancer insurance

Let’s make insurance a social good again. At Dinghy we “Trust First” with payments and claims for freelancers. It feels good and keeps your insurance premiums low.Plus we will chase any unpaid invoices from your freelance work, so you can rest assured (1-in-3 freelancers have not been paid for their work). Learn more
Insurance Professional Indemnity Public Liability Business Equipment Freelancer Assist Freelancers we insure Freelancers Survey 2020 Resources FAQ Privacy & Cookie Policy Website Terms & Conditions Company About Us Partnerships Affiliate Program Refer-a-Friend Blog Complaints Policy Contact Us Email usCall us Recent Posts 10 blogs you should be reading as a freelance graphic designer I’m a freelancer working in IT, do I need insurance? Freelancer goals: how to get more testimonials from clients © 2017-2021 Dinghy UK Limited. All Rights Reserved.Dinghy UK Limited is an Appointed Representative of Kingsbridge Risk Solutions Ltd for general insurance purposes. Kingsbridge Risk Solutions Ltd is authorised and regulated by the Financial Conduct Authority under Firm Registration Number 309149. Registered Office: Dinghy, 9 Miller Court Severn Drive, Tewkesbury Business Park, Tewkesbury, England, GL20 8DN

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